The loot gods were kind to me today. I got not one but two sets of unexpected flowers. Thank you!

Janiece sent me these lovely live flowers and balloon – thank you, a very pretty breath of spring! And the container is adorable.

Earlier this morning, my husband brought me a beautiful bouquet of mixed daisies, bringing even more sunshine into my life.

I am very thankful for my friends & loved ones.

There is an excellent article on the origins of our current economic crisis on the Foundation for Teaching Economics website, written by Colorado economics professor Dr. Dale DeBoer.

Economic Insights: The Genesis of a Crisis
It would be nice if the cause of the credit crisis could easily be pinned on poor government regulation, greedy lenders, or careless borrowers. Unfortunately, no one actor is to blame and the causes of the crisis extend back in time. This makes developing an understanding of the crisis a bit of a history lesson.

(Click on the title for more.)

It’s long but well worth the read — detailed, even-handed and extremely educational. H/T to Slatrat (Stephanie) for the article.

Zach took this Friday morning from the Bainbridge ferry as it exited Eagle Harbor – all photos and panorama stitching work are his. As always, click for larger versions.